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By accessing this website you agree to observe and be bound by these terms and conditions as well as any other specific terms and conditions for content or functionality that may be provided on the website. If you do not agree do not access this site.
This website is owned and operated by Intact Insurance, whose registered office is at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL, United Kingdom (Registered in England with company number 2339826) ("Intact Insurance"). For the purposes of these terms and conditions, "this website", “this site” and the "Intact Insurance websites" means all websites owned and/or operated by Intact Insurance. Other Intact Insurance websites may contain terms and conditions which are different from these terms and conditions. When navigating the Intact Insurance websites please check the terms and conditions of each website you visit and do not assume that these terms and conditions apply to all Intact Insurance websites.
The information about Intact Insurance, its products and services contained on this website is general in nature and for information purposes only. Intact Insurance uses reasonable efforts to ensure that the information contained in this website is accurate and up-to-date. However, Intact Insurance is providing this site on an "as is" basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, Intact Insurance makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. Intact Insurance is not providing any legal, accounting or other professional advice or opinion on specific facts or matters. All liability of Intact Insurance its directors, employees or agents howsoever arising (whether in contract, tort or negligence) for any inaccuracies or errors in the content of this website is expressly excluded to the fullest extent permitted by law. This website is operated and maintained in the United Kingdom and is therefore published from a UK perspective. Intact Insurance is not publishing the website for use in any jurisdiction where such publication or use is unlawful.
We will use reasonable efforts to make our site and its content available to users, however, we do not warrant or represent that access to this site will be uninterrupted, reliable or fault-free.
You may not access or use the website or otherwise exploit, extract, screen scrape, publish, distribute, or reproduce any part of the website and may not use bots or other electronic automatons to interact with the websites.
We may take legal action if we discover any unauthorised use or interference with access to this website, misappropriation, misuse or infringement of our content, website functionality, look and feel of the website or interference with the identity of our websites or taking any action to impair the good-will of our trade names, trade marks or other intellectual property.
We reserve the right in our sole discretion to deny users access to our site or any part of it without notice and to decline to provide the service to any user that is in breach of these terms and conditions.
To the fullest extent permitted by law, neither Intact Insurance nor any of its directors, employees or agents will be liable for damages arising out of or in connection with the use of this site, the information in it or the unavailability of the site or its content. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of, or damage to, property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of Intact Insurance, its directors, employees or agents or our own fraud or fraudulent misrepresentation.
Intact Insurance reserves the right at any time without notice to revise the contents of this site including these terms and conditions. Any changes to these terms and conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised terms and conditions.
Certain links, including hypertext links, in this site will lead you to websites or pages that are not under the control of Intact Insurance. Links are provided for convenience and inclusion of any link does not imply endorsements in any way of the site to which it links. Intact Insurance accepts no responsibility or liability of any nature whatsoever for these other sites or any information contained in them. Other links in this site will lead you to websites or pages that are under the control of Intact Insurance companies around the world. You should be aware that such websites are maintained and operated locally and the contents and use of such websites may be governed by the laws and regulation of countries other than the UK and by our regional group companies' conditions of use and/or privacy policy. If you wish to know more about the conditions of use or privacy policies of these websites please contact the relevant overseas group company.
All rights in the design, text, graphics and other materials on the site and the selection or arrangement thereof are the copyright of Intact Insurance or are included with permission of the relevant owner. Permission is granted to browse this site, copy electronically, and print in hard copy portions of this site solely for your own personal use. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without the prior written permission of Intact Insurance is strictly prohibited.
The Intact Insurance trade marks, logos and get-up are owned by Intact Insurance or by other companies within the Intact Insurance Group. All other trade marks, product names and company names or logos cited herein are the property of or used under licence by Intact Insurance. No permission is given by Intact Insurance in respect of the use of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder's rights.
To establish and maintain the relationship between us and brokers we process names and contact details. We take your personal privacy seriously. By using our website, you agree to the terms of our privacy notice and cookie policy.
We shall not be liable to users for any breach of these conditions of use or any failure to provide or delay in providing our services through our site resulting from any event or circumstance beyond our reasonable control including, without limitation, strikes, lock outs and other industrial disputes, breakdown of systems or network access, fire explosion or accident or pandemic.
These terms and conditions shall be governed and construed in accordance with English Law and any disputes shall fall within the exclusive jurisdiction of the English Courts. If any provision of these terms and conditions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.